Future Focus: One of the most generous tax breaks in Australia

But only if people owning a home get it right.

A reader recently wrote in about a mistake she made that lost her hundreds of thousands of dollars when she rented out her family home. However, if done correctly, she could have taken advantage of one of the most generous tax breaks available for Australian property owners.

Jane Ojario22 July 2025FINANCIAL PLANNER ADELAIDE, FINANCIAL ADVISOR ADELAIDE, CAPITAL GAINS TAX AUSTRALIA, 6 YEAR RULE PROPERTY, PROPERTY INVESTMENT STRATEGY, RETIREMENT PLANNING ADELAIDEComment

The most overlooked investment property deductions

An investment property tax expert runs through what every investment property owner should know. One in five of us own an investment property, with 56.7% of Aussie wealth held in housing (at June 2023). It is an incredibly attractive investment option for many investors due to the capital growth that investors have historically seen in property. This is boosted by favourable tax treatment through policies such as negative gearing and the capital gains discount.