Money buys many things, but the most valuable is freedom—specifically, the liberty to do what you want, when you want, with whom you want. While the saying goes "time equals money," for a successful investor, the reverse is true: money equals time. Humble Goode Financial, your Adelaide financial advisor, explores how wealth buys back your schedule and the link between independence and happiness.
Read MoreIn your 20s and 30s, you climb the "first mountain" of career and status. But the second half of life is about the "second mountain": family, philosophy, and community. How will you be remembered? Define your legacy with Humble Goode Financial. As specialist financial advisers in Adelaide, we align your wealth with family values and long-term estate goals to secure a very meaningful future today.
Read MoreDiscover the power of Value Investing with Humble Goode Financial. While others chase tech hype, our Adelaide-based advisors focus on academic rigor: identifying high-quality international companies trading below their true worth. We prioritize the fundamental long-term prosperity by marrying quality with intrinsic value. Learn how our dedicated, global strategy builds and protects your wealth.
Read MoreAustralia is witnessing a historic shift as superannuation overtakes the Age Pension as the primary source of retirement income. Recent data shows the proportion of retirees living off super has jumped to nearly 30%. Humble Goode Financial, leading Adelaide financial advisors, explains what this move away from pension reliance means for your future and how to fund your modern retirement right now.
Read MoreAustralians are private about money, making it hard to know: "Am I doing okay with my super?" While goals differ, averages provide vital context for your planning. Compare your balance with Humble Goode Financials' age-based benchmarks. Our Adelaide financial advisor team shares insights for every stage of life and the expert strategies you need to reach your specific retirement goals right today.
Read MoreFor most Australians, retirement income follows a "three-pillar" approach: superannuation, personal savings, and the Government Age Pension. Knowing how you fit into this system is key to knowing when you can retire. Understand the Age Pension with Humble Goode Financial. Your local Adelaide financial advisor explains the assets and income tests to help you plan a secure and comfortable future now.
Read MoreFor many SMSF trustees, generating a reliable, consistent income is the primary focus. You must meet drawdown requirements, fund your lifestyle, and use franking credits to maximize returns. Humble Goode Financial, an Adelaide financial advisor, explores using ETFs for SMSF income. Learn how to secure reliable dividends and use tax-effective strategies to protect your retirement future today now.
Read MoreWe’ve all been there: a pay bump feels great for a week, but soon the extra money vanishes as your "standard" of living adjusts upward. This is lifestyle creep. Humble Goode Financial, your local Adelaide financial advisor, shows you how to break the cycle. Learn how to prioritize long-term wealth over temporary luxuries and ensure your next promotion actually moves the needle on your future now.
Read MoreThe "Australian Dream" assumes you’ll own your home by retirement, a fact baked into our Pension and Super systems. But what if you’re renting? Humble Goode Financial, specialist financial advisers in Adelaide, breaks down the significant extra savings required to secure a comfortable future. Learn how to bridge the gap and safeguard your lifestyle if homeownership isn't part of your plan today.
Read MoreMaximize your wealth with expert superannuation guidance. Small mistakes in your super can lead to massive losses over a 40-year career. Humble Goode Financial, your Adelaide financial advisor, helps you avoid costly errors by reviewing performance, fees, and the 8 common traps that catch many Australians. Secure your future today and ensure your retirement savings are working as hard as you do.
Read MoreWhile "time in the market" builds wealth, the sequence of returns becomes critical once you stop working. Starting retirement during a market dip can permanently deplete your nest egg—a danger known as sequencing risk. Our expert financial planning Adelaide team explains how to protect your portfolio from early retirement volatility. Secure your lifestyle with Humble Goode Financial today.
Read MoreTurning 50 makes retirement a tangible reality and with Australians living longer, you could spend 30 years in retirement. Understanding how you'll fund this long and exciting chapter is essential. Humble Goode Financial helps you optimize your super through catch-up contributions and Transition to Retirement (TTR) strategies. Your local Adelaide financial advisor is ready to help you now.
Read MoreThe Australian banking landscape is shifting as the "Big 4" navigate digital transformation and fierce lending competition. ANZ is currently at the center of this change, focusing on simplifying core operations to drive value. Humble Goode Financial examines ANZ’s efficiency drive, with insights from our financial planning Adelaide experts on digital trends and long-term bank investing strategy.
Read MoreInvesting in the media sector has always required a strong stomach for cyclicality. However, the outdoor advertising industry—prominently represented on the ASX by oOh! Media—offers a unique structural story that differs significantly from traditional television or print media. Explore digital advertising growth with Humble Goode Financial. As a leading Adelaide financial advisor, we analyze the structural tailwinds of oOh! Media.
Read MoreIs CBA overvalued? Humble Goode Financial, your expert financial adviser Adelaide, analyzes the ASX bank's long-term outlook, earnings, and dividend potential. Commonwealth Bank (ASX: CBA) is more than just a bank; it is the most prominent fixture in the Australian share market and a staple in almost every Australian’s superannuation fund or personal portfolio. As your Adelaide financial advisors, a question we are frequently asked is: "Is CBA’s premium price tag justified for a long-term investor?"
Read MoreWhen building a long-term investment portfolio, it’s easy to be drawn to the excitement of high-growth stocks. While these companies can offer high returns, they are not the only road to riches, and they often come with significant risk and uncertainty. Growth stocks can offer high returns, but they aren't the only path. An Adelaide financial advisor looks at a steadier, long-term road to building wealth.
Read MoreThe math behind your retirement outcomes is a critical piece of your financial plan. While many focus on how much to save, it's equally important to understand the investment returns required to reach your goals. What investment return do you need for a comfortable retirement? An Adelaide financial advisor explores the savings rates and returns required to reach your goals.
Read MoreAustralia sits among the world’s wealthiest nations on a household basis. However, much of that wealth is concentrated in residential property. That concentration of illiquid wealth is creating complications as retirement approaches, particularly for those still carrying a mortgage. More Australians are retiring with mortgage debt. Our Adelaide financial planners explore the 'asset rich, cash poor' problem and strategies to manage it.
Read MoreA crucial update has been issued regarding legacy pensions, clarifying the rules for Asset-Test Exempt (ATE) income streams. Receiving a legacy pension? New guidelines for Asset-Test Exempt (ATE) income streams are here. See what the changes mean for your Centrelink assessment.
Read MoreThe financial industry often projects an image of delivering superior returns through complex strategies. This portrayal has worked well, and it’s why many people naturally find sophisticated or "exclusive" options more appealing. Are complex strategies hurting your returns? Our Adelaide financial planners explain the hidden costs and why a simple, long-term approach is often better.
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