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Humble Goode Financial | Blog

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After slump this ASX share may be an opportunity

Investing in the media sector has always required a strong stomach for cyclicality. However, the outdoor advertising industry—prominently represented on the ASX by oOh! Media—offers a unique structural story that differs significantly from traditional television or print media. Explore digital advertising growth with Humble Goode Financial. As a leading Adelaide financial advisor, we analyze the structural tailwinds of oOh! Media.

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The largest share trading on the ASX remains materially overvalued

Is CBA overvalued? Humble Goode Financial, your expert financial adviser Adelaide, analyzes the ASX bank's long-term outlook, earnings, and dividend potential. Commonwealth Bank (ASX: CBA) is more than just a bank; it is the most prominent fixture in the Australian share market and a staple in almost every Australian’s superannuation fund or personal portfolio. As your Adelaide financial advisors, a question we are frequently asked is: "Is CBA’s premium price tag justified for a long-term investor?"

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Growth Stocks Can Be Great, But They Aren’t The Only Road To Riches

When building a long-term investment portfolio, it’s easy to be drawn to the excitement of high-growth stocks. While these companies can offer high returns, they are not the only road to riches, and they often come with significant risk and uncertainty. Growth stocks can offer high returns, but they aren't the only path. An Adelaide financial advisor looks at a steadier, long-term road to building wealth.

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What returns do you need for a comfortable retirement?

The math behind your retirement outcomes is a critical piece of your financial plan. While many focus on how much to save, it's equally important to understand the investment returns required to reach your goals. What investment return do you need for a comfortable retirement? An Adelaide financial advisor explores the savings rates and returns required to reach your goals.

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The Growing Debt Burden of Retiring Australians

Australia sits among the world’s wealthiest nations on a household basis. However, much of that wealth is concentrated in residential property. That concentration of illiquid wealth is creating complications as retirement approaches, particularly for those still carrying a mortgage. More Australians are retiring with mortgage debt. Our Adelaide financial planners explore the 'asset rich, cash poor' problem and strategies to manage it.

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Legacy Pension Reform – The Missing Piece

A crucial update has been issued regarding legacy pensions, clarifying the rules for Asset-Test Exempt (ATE) income streams. Receiving a legacy pension? New guidelines for Asset-Test Exempt (ATE) income streams are here. See what the changes mean for your Centrelink assessment.

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The Investment Mistake Killing Your Returns

The financial industry often projects an image of delivering superior returns through complex strategies. This portrayal has worked well, and it’s why many people naturally find sophisticated or "exclusive" options more appealing. Are complex strategies hurting your returns? Our Adelaide financial planners explain the hidden costs and why a simple, long-term approach is often better.

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SUPERANNUATION DEATH BENEFITS

The original intention of superannuation was to provide funds for retirement and reduce reliance on the age pension. Australians have now accumulated trillions in super assets. But what happens if you pass away leaving that wealth to your beneficiaries? Did you know your super could be taxed up to 32% when you pass it to adult children? Our Adelaide financial advisors explain how to reduce the 'death tax'.

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Limited Recourse Borrowing - Can an SMSF Borrow for GST?

Explore the complexities of using a limited recourse borrowing arrangement (LRBA) within a Self-Managed Superannuation Fund (SMSF) to cover property acquisition costs, including the GST. This post provides insights on the technical and practical issues involved.

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Key Changes to the Age Pension from September 2025

Learn about the four key changes to the Australian Age Pension taking effect on September 20, 2025, including updates to deeming rates, pension amounts, and the Seniors Health Card income limit. Stay informed with advice from an Adelaide financial advisor.

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The average Australian super balance at age 55 and 3 ways to close the gap

See how your super balance at age 55 stacks up against the average. Discover three simple steps to boost your savings, including making extra contributions, checking your fund's returns, and investing outside of super to help you close the gap before retirement.

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Here's the average Australian superannuation balance at age 60

Nearing retirement? Find out how your super balance at age 60 compares to the Australian average. This guide helps you understand what you need for a comfortable retirement and offers tips to help you make any final adjustments to your savings.

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